Privacy Policy

1. Information We Collect

We collect and process the following types of information:

• Personal Information:

  • Name

  • Email address

  • Residential and office address

  • Mobile phone number

• Company Information:

  • Company name

  • Company registration number

  • Financial and credit history information

• Verification Data:

  • Personal and company information included in credit check results

  • Online verification and authentication details

​

2. How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate your application for business credit

• To conduct credit checks and online verification

• To share relevant data with banks and lenders for loan origination

• To comply with legal and regulatory requirements

• To improve our services and customer experience

 

3. Sharing of Your Information

We may share your information with:

• Banks and lenders for loan origination purposes

• Credit reference agencies for credit checks

• Identity verification service providers

• Regulatory authorities if required by law

• Third-party service providers who assist in our operations (e.g., IT, security, customer support)

We do not sell or rent your personal data to third parties.

 

4. Data Security

We take appropriate technical and organisational measures to protect your data from unauthorised access, loss, or misuse. However, no online transmission of data is entirely secure, and you provide information at your own risk.

​

5. Data Retention

We retain your personal information for as long as necessary to fulfil the purposes outlined in this Privacy Policy or as required by law.

 

6. Your Rights

Under UK data protection laws, you have the right to:

• Access your personal data

• Correct inaccuracies in your personal data

• Request deletion of your data (subject to legal obligations)

• Object to or restrict data processing

• Request data portability

To exercise your rights, please contact us at info@meritfuture.com

 

7. Cookies and Tracking Technologies

Our Website may use cookies and similar tracking technologies to enhance user experience and gather analytics. You can control your cookie preferences through your browser settings.

 

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and where appropriate, we will notify you via email or other means.

 

9. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

Meritfuture Ltd
19 Stilwell Close, Orpington, BR5 3FA
Email: info@meritfuture.com

This Privacy Policy is governed by and interpreted in accordance with UK data protection laws, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.